更新：卡尔森律师事务所已针对摩根士丹利提交一项与汤姆·刘相关的仲裁申请。 卡尔森律师事务所正在调查位于加利福尼亚州尔湾市的摩根士丹利经纪人汤姆·刘（CRD编号：6834194）。我们已被刘的一位客户聘请代理其索赔，该客户因刘从事高风险期权交易而遭受重大损失，包括卖出特斯拉（Tesla）、谷歌（Alphabet）、Palantir、亚马逊（Amazon）和脸书（Meta）的裸卖权期权。我们计划在未来几天内对摩根士丹利提起索赔。我们希望与其他汤姆·刘的客户交流。 证券行业的多项标准旨在保护投资者免受不当高风险投资和策略的侵害。美国金融业监管局（FINRA）的适当性标准便是其中之一。根据FINRA第2111号规则，证券从业人员和机构在向客户推荐某项证券交易或投资策略前，必须“基于合理的尽职调查，有合理理由相信该交易或策略适合客户的投资状况。”若无合理依据而作出推荐，相关经纪人及公司可能需对由此造成的损失承担责任。 摩根士丹利官网显示，汤姆·刘是“大卫·龙团队”（The David Lung Group）成员之一，该团队还包括财务顾问大卫·龙（David Lung）、萧爱莲（Irena Hsiao）和奥扎尔·阿莱菲（Ozair Alefi）。此外，一份介绍汤姆·刘背景与服务的资料中写道：“作为一名财务顾问，汤姆专注于投资组合管理，为客户制定财富管理策略，帮助他们自信地迈向退休目标。他致力于建立长期合作关系，力求提供卓越的客户服务。他认真倾听客户的目标、价值观、愿景和顾虑，致力于帮助客户实现财务目标。” 根据金融业监管局资料，汤姆·刘拥有七年证券行业经验。目前在加州尔湾工作，自2022年起在摩根士丹利注册为经纪人及投资顾问。他曾于2017年至2022年间在尔湾的富国证券（Wells Fargo Clearing Services）注册。他已通过五项证券行业资格考试：普通证券代表考试（Series 7TO）、证券行业基础考试（SIE）、投资公司产品/可变合约代表考试（Series 6）、统一投资顾问法律考试（Series 65）、统一证券代理人州法考试（Series 63）。他目前持有28个州的执业牌照。（信息截至2025年4月14日） 卡尔森律师事务所代表全美投资者就金融顾问和投资公司引发的损失提起索赔。如果您或您的亲属因投资而遭受损失，请致电 888-976-6111，或填写我们的联系表，我们将为您提供免费且保密的咨询服务。
Read MoreJulian Munoz: FINRA Suspends Independent Financial Group Broker
Guaynabo, Puerto Rico broker Julian Munoz (CRD# 4773991) was recently sanctioned by the Financial Industry Regulatory Authority in connection to allegations he improperly borrowed money from a customer. A representative of Independent Financial Group who was formerly associated with Santander Securities in Guaynabo, Munoz was issued a three-month suspension and a fine of $5,000.
According to a Letter of Acceptance, Waiver and Consent (No. 2018057416501) dated January 2020, Julian Munoz was associated with Santander Securities as a General Securities Representative from 2007 until February 2014, when the firm disclosed his voluntary resignation, a disclosure it amended in February 2018 to report its “internal investigation into a loan made by Munoz to a firm customer.” FINRA’s findings state that in June 2010, he borrowed a sum of $30,000 from a firm customer who was also his friend. He and his wife executed a promissory note with the customer, in connection with the loan, and this note “did not include interest charges,” according to FINRA. As of the date of the AWC Letter, FINRA states that he had “repaid approximately $10,500” to the lender in connection with the loan. The findings state additionally that the customer “has never been a financial institution in the business of making loans,” and that Munoz did not seek the firm’s prior approval for the loan, nor disclose its receipt to the firm. He also allegedly “falsely stated” on multiple firm compliance questionnaires that he had not borrowed funds from a customer. At the time, FINRA notes, Santander Securities’ written supervisory procedures forbade representatives from taking loans from customers unless the customer is “a financial institution that makes loans in the ordinary course of its business.” FINRA’s findings state that by taking this loan, Munoz violated FINRA Rules 3240 and 2010. FINRA suspended him from associating with any FINRA member in any capacity in three months. It also ordered him to pay a fine of $5,000.
Julian Munoz has been registered with Independent Financial Group in Guaynabo, Puerto Rico since 2014. His previous registrations include Financial Telesis, Santander Securities, and Wachovia Securities. He has passed four securities industry qualifying examinations and his BrokerCheck report lists two state/territory securities licenses. (Information current as of May 20, 2020.)
