Justin Hoyt: Why Did Osaic Advisor Resign from Ameriprise?

Gilbert, Arizona financial advisor Justin Hoyt (CRD# 4690876) recently resigned from his former member firm in connection with alleged rule violations. Financial Industry Regulatory Authority records show that the former Ameriprise Financial Services representative is currently registered as a broker and an investment advisor with Osaic Wealth.

Mr. Hoyt’s BrokerCheck report discloses his resignation from Ameriprise Financial Services. Filed in February 2026, the disclosure states that he voluntarily left the firm “while under review for violation of the Firm’s Selling Away Policy.”

Investors should be aware that FINRA Rule 3280 prohibits FINRA registered representatives from engaging in private securities transactions except under certain conditions. The rule defines such transactions as “any securities transaction outside the regular course or scope of an associated person’s employment with a member.” Also known as selling away, a broker’s participation in private securities transactions is permissible in some cases, such as transactions with immediate family members for which no FINRA associated person receives selling compensation, provided the representative provides written notice to their member firm. Private securities transactions are generally also subject to an individual firm’s policies and procedures. Representatives who improperly engage in private securities transactions may subject to disciplinary actions by their member firms and/or securities regulators like FINRA.

According to the Financial Industry Regulatory Authority, Justin Hoyt holds 22 years of securities industry experience. Based in Gilbert, Arizona, he has been registered as a broker and an investment advisor with Osaic Wealth since February 2026. His past registrations include Ameriprise Financial Services, Hayden Royal, United Planners’ Financial Servics of America, Juncture Wealth Advisors, American Wealth Management, Wells Fargo Clearing Services, Wells Fargo Investments, Chase Investment Services, and Banc One Securities. His credentials include the passage of four six securities industry qualifying exams: the Securities Industry Essentials Examination, or SIE; the Uniform Investment Adviser Law Examination, or Series 65; the Uniform Securities Agent State Law Examination, or Series 63; the General Securities Representative Examination, or Series 7; the Investment Company Products/Variable Contracts Representative Examination, or Series 6; and the Investment Company Products/Variable Contracts Representative Examination, or Series 6TO. He is licensed in Arizona, California, Idaho, Illinois, Iowa, Minnesota, Nebraska, New York, North Carolina, Ohio, Oregon, Tennessee, Texas, Utah, and Virginia. (Information current as of March 7, 2026.)

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