Michelle Osborne: Negligence Complaint Against Emerson Advisor

East Largo, Florida financial advisor Michelle Osborne (CRD# 2256998) has received multiple investor complaints alleging that her conduct resulted in damages. Financial Industry Regulatory Authority records show that she is registered as a broker with Emerson Equity, having previously been registered with Cape Securities.

Ms. Osborne’s BrokerCheck report discloses multiple investor complaints. The most recent, filed in January 2026, alleges that as a representative of Emerson Equity, she acted negligently in connection with real estate investments. The pending complaint alleges unspecified damages.

A second investor complaint, filed in 2025, alleges that as an Emerson Equity representative, she recommended unsuitable investments, violated the SEC’s Regulation Best Interest, breached her fiduciary duty, acted negligently, made misrepresentations and omissions of material facts, and breached contract. The pending complaint alleges unspecified damages.

A third investor complaint, filed in 2025, similarly alleges that she made unsuitable investment recommendations, acted negligently, made misrepresentations and omissions of material facts, breached contract, and violated Regulation Best Interest. The pending complaint alleges unspecified damages.

A fourth disclosure on her BrokerCheck report concerns her termination from AllState Investment Services. Filed in 2015, it states that the firm fired her in connection with allegations that she obtained blank forms pre-executed by customers and transmitted unencrypted customer information outside the firm’s network, all allegedly in violation of firm policies and procedures.

According to the Financial Industry Regulatory Authority, Michelle Osborne holds 26 years of securities industry experience. Based in East Largo, Florida, she has been registered as a broker with Emerson Equity since 2023. Her past registrations include Cape Securities, Newbridge Securities, IFS Securities, AllState Financial Services, Princor Financial Services, Invest Financial, Stillpoint Capital, Lincoln Financial Advisors, Stillpoint Capital, Synergy Investment Group, Midtown Partners, Gunnallen Financial, JJB Hilliard WL Lyons, Capital investment Group, UVest Investment Services, Centura Securities, Merrill Lynch, and Pruco Securities. Her credentials include the passage of five securities industry qualifying exams: the Securities Industry Essentials Examination, or SIE; the Uniform Investment Adviser Law Examination, or Series 65; the Uniform Securities Agent State Law Examination, or Series 63; the General Securities Representative Examination, or Series 7; the Investment Company Products/Variable Contracts Representative Examination, or Series 6. She is licensed in Arizona, California, Delaware, Florida, Mississippi, Nevada, New York, North Carolina, Ohio, Pennsylvania, South Carolina, and Utah. (Information current as of March 1, 2026.)

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